Individual – Revenue and expenditure An individual like you and me earns money through the year usually from salaries, from a business income or by selling an asset like a house or stocks. We spend money on basic needs of food, clothing, and shelter, goods like TVs and motorcycles and on services ranging from haircuts […]
Find the best real estate return in India – Residex
In this article I will share with you charts that cover city-wise housing price performance for India. You can see which cities and also areas in different cities which have had the best real estate return in India over the last 5 years. For a long time we have been hampered with lack of data […]
What happens to your real estate investment if prices crash?
Why am I giving you a scenario where real estate prices in India crash? It might seem unthinkable but its possible. Read on about prices can affect returns on your real estate investment. I have provided a free Excel download at the end of this article. I urge you to read this article and download […]
Home loan tenure – how much are you paying to the bank?
One of the biggest personal financial decisions is buying a home. Usually for a person from the salaried class, it is taking a home loan from a bank and buying a home. When you take a home loan from a bank, the key parameters that one looks at are interest rate, fixed rate or floating […]
Return of capital vs. return on capital
You have heard of return on capital. So what do I mean by return of capital? The phrase Return Of Capital stems from the basic philosophy of avoiding losses. Now, all of us have made some or the other loss in our investing experience. They are inevitable when you invest money in the stock market. […]